Stacy Roberts, a travel points influencer, reveals her strategy of opening a new credit card monthly to earn millions of points, allowing her family to take multiple international and domestic trips annually for a fraction of the cost, while maintaining an exceptional credit score.
Stacy Roberts, a prominent travel points influencer, shares her unique method for traveling the world extensively with her husband and three children for remarkably low costs. Last year, her family visited Spain, Denmark, Austria, Italy, California, Utah, and Hawaii for approximately $4,300, despite the trips being valued at $83,000. Her strategy involves opening a new credit card almost monthly, accumulating around one million points annually. Roberts emphasizes that this approach is suitable only for individuals who consistently pay off their credit card balances and are not in debt, as all her cards are on autopay, and she has never carried a balance in 25 years. She maintains an 'exceptional' credit score of 832. To meet the spending requirements for new card bonuses (often $4,000 over three months), Roberts strategically uses major expenses like home repairs, car maintenance, tax payments, and dental work. She advises utilizing business credit cards, even for small side hustles, to bypass limits on personal cards and often secure more lucrative point offers. While she pays around $3,000 in annual fees, she closes most business cards after a year if they lack ongoing value, and downgrades personal cards to no-annual-fee options to protect her credit score. Roberts cautions against store credit cards, favoring travel-focused rewards. Her motivation for this lifestyle stems from a desire to see the world and teach her children adaptability, open-mindedness, and curiosity through diverse travel experiences.
